Monday, February 14, 2011

The State Of the Current US Debt Crises: Our Lenders Are Worried

New delinquencies continue to trend lower, including mortgages.


Seriously delinquent loans are a bit more stable.

New foreclosures are largely down, excluding Pennsylvania and Michigan.

After jumping, new foreclosures and bankruptcies have fallen back in line.

Debt overall is in decline, or stable.

Mortgage's share of consumer debt is steadily decreasing, while other components rise.

Student loans, credit cards, and auto loans continue to see delinquencies increase.

Note, the recent uptick in credit card accounts and the continued rise in student loans.

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